Permanent Disability Definition and Legal Meaning
On this page, you'll find the legal definition and meaning of Permanent Disability, written in plain English, along with examples of how it is used.
What is Permanent Disability?
The lifetime disability of the person to perform his/her normal work or activities either physically or mentally. Usually an on-job accidents leading to permanent disability are compansated after evaluation of the degree of disability once the condition is normal. The disability compansation are monetary and its rated from 1-100% where 100% is full disability with full compansation value. The ratings are given on the basis of the age, type of disability etc.
History and Meaning of Permanent Disability
Permanent disability is an impairment in the body, which results in the inability of the person to perform their regular activities or earn a living, either physically or mentally. The disability can be caused by an accident, illness, or injury, and is considered permanent when the condition is either irreversible or is not curable by any medical treatment, leading to a permanent decrease in the quality of life of the individual.
Examples of Permanent Disability
A construction worker fell from a height at a construction site, leading to paralysis of the lower limbs, and he was rated as having 80% permanent disability.
A person had a severe spinal cord injury due to a car crash and could no longer work, leading to a permanent disability rating of 100%.
A person diagnosed with cerebral palsy at birth that caused lifelong challenges in walking and doing everyday tasks, leading to a rating of 70% Permanent disability.
Legal Terms Similar to Permanent Disability
Temporary Disability: It is an impairment or medical condition that limits the ability of the person to perform his/her regular job, but is expected to return and recover from the condition in a specific period.
Disability Insurance: Health insurance that covers the medical expenses and provides financial coverage for the person who has a disability that may limit his/her ability to work.
Workers' Compensation: A system that provides medical benefits and compensation for workers who suffer from job-related injuries or illnesses.