Workers Compensation Definition and Legal Meaning

On this page, you'll find the legal definition and meaning of Workers Compensation, written in plain English, along with examples of how it is used.

What is Workers Compensation?

“State law system that issues cash payments an provides medical care, regardless of fault, to employees who are injured or disabled during the course of their employment. State law requires the benefits be paid.

History and Meaning of Workers Compensation

Workers Compensation is a state-mandated system that provides benefits to employees who have been injured or disabled in the course of their work. This term has its roots in the Industrial Revolution, when the increased use of machinery led to a corresponding increase in workplace injuries. Prior to the development of Workers Compensation, employees injured on the job had to rely on common law legal systems to obtain compensation for their injuries. This was a time-consuming and expensive process that was often prohibitive for workers seeking redress.

Examples of Workers Compensation

  1. John was injured at work when he fell off a ladder while changing a light bulb. He applied for Workers Compensation benefits and received cash payments to cover his medical bills and lost wages.
  2. Maria developed carpal tunnel syndrome from repetitive typing at her job. She filed a Workers Compensation claim and received benefits that paid for her surgery and physical therapy.
  3. Tom was injured at his construction job when a heavy object fell on his foot. He was unable to work for several weeks, but received Workers Compensation payments to cover his lost wages and medical bills.

Legal Terms Similar to Workers Compensation

  1. Personal Injury Law - A term that refers to the legal rules governing when an individual may be compensated for their injuries or harm caused by the actions of another individual or entity.
  2. Disability Benefits - Financial payments or other assistance paid to individuals who are unable to work due to a physical or mental disability.
  3. Social Security Disability Insurance - A federal program that provides benefits to individuals who are unable to work due to a physical or mental disability.